We got our new (to us) car yesterday!!!! After lots of saving and planning, the day finally came. And naturally, things went to hell.
We called the bank to make sure they knew we were planning to take a poop load of money out in the way of U.S. postal money orders last week. They said fine, they would put a note in our file. Then yesterday morning we called again on our way to the post office, and they said yes, the note was still in the computer system. We got up to the counter and started the whole process. Since we needed so much in money orders, we had to get our profession and social security numbers and everything else entered into the system. Then the postman went to run the card… and it was declined.
So, we called the bank. Actually, I left and went to Starbucks, and my husband called the bank. Apparently the person processing the payment needed to enter a special access code. Not that they had ever mentioned that before, but suddenly it was a thing. After half-an-hour of my husband passing his phone back and forth with the postal dude, they managed to figure out that the post office doesn’t have the ability to enter the security code.
The bank told us to go to a Western Union. So we went. It didn’t work. We called the bank again. Now we couldn’t get out more than three thousand dollars in a day… not that they had ever mentioned that, either. They did give us the option to go to Wal-Mart, use our debit card and do lots and lots of debit transactions, and pull out the cash two-hundred dollars at a time. (more…)